Progressive Insurance Accident Attorneys

Were you injured in an accident and now Progressive Insurance is involved in your claim for compensation? If so, you should contact our Miami Progressive Insurance accident attorneys at Gerson & Schwartz P.A. We have decades of experience handling all types of accident claims, from motor vehicle accidents to premises liability, we are here to help you obtain the compensation you deserve under the law. We also have specific experience working with Progressive Insurance to ensure you and our other client are treated fairly by the major insurer, and whenever possible, receive a fair settlement. To learn more about how we can help you after a car accident, contact us at (877) 475-2905.

Progressive Mutual Insurance Company began in 1937 with Joseph Lewis and Jack Green at the helm. The company made auto insurance policies accessible to vehicle owners through innovations like installment premium payments instead of annual feels. Following a success couple of decades and new leadership, Progressive Casualty Company was created in 1956 to provide auto insurance policies to high-risk drivers.

Additional expansion of the company led to the formation of The Progressive Corporation in the 1960s, which then went public in 1971. Through the years, Progressive saw continuous growth and in 1987, it reached $1 billion premiums. By 1994, it reached $2 billion in written premiums. Throughout the years, Progressive has been known for its focusing on improving the claims process. In 1990, it introduced the Immediate Response claims service, which was available to consumers 24 hours a day, 7 days a week. In 2003, the insurer rolled out concierge level claims service, through which the company oversees all of the elements of the claims and repair process for its drivers.

While Progressive positions itself in the market as an insurer who truly cares for claimants and does all it can for them, that marketing proposition is not always true. Progressive has been accused of acting in bad faith in the past and has been sued for such. If you are working with Progressive after an accident, do not assume the insurer has your best interests at heart. As a business, it will focus on its own bottom line. That is why you need our Progressive Insurance accident attorneys of Miami to deal with auto insurance companies after an accident and protect you from unfair and deceptive practices.

If you are in an accident and you need to file a claim with your own Progressive Insurance policy or under the other person’s policy with the insurer, then you can contact Progressive online, by calling an 800 number, or through a phone app. Once you file the claim, a claims representative will contact you, usually within one day. During this time, you can gain answers to your basic questions. However, be careful what you say and do not provide a full statement regarding the accident yet. Anything you say to the claims representative will be recorded and can be used against you when it comes to approving or denying your claim or offering a settlement amount.

Before you answer the insurance representative’s questions about the accident or provide an oral or written statement, you should speak with a Miami Progressive Insurance accident lawyer at Gerson & Schwartz P.A. One of our experienced lawyers will guide you through providing information to the insurer while also protecting your privacy. This is particularly important if you were hurt. Progressive may ask you to sign a waiver that gives it permission to review your entire medical history. We will ensure Progressive receives your medical records regarding the accident and your related injuries, yet does not get to unnecessarily dive through your entire medical history.

After Progressive conducts its investigation, it will either approve or deny your claim. If your claim is denied, we will review the situation and determine whether it is best to appeal through the insurer’s administrative process or file an action in court. If Progressive approves your claim, next will come a settlement offer. The insurance representative will make it seem as if this is a firm offer and the best they can do. The truth is that you should have an attorney ready to negotiate on your behalf. At Gerson & Schwartz P.A., we are prepared to fight for the compensation you deserve.

You have a lot on your plate after an accident that causes you injuries. You are trying to get all of the medical care you need, which unfortunately, often means arguing with your health care insurer from time to time. You may have to take time off work, forcing you and your family to use your savings or worrying about how to pay the bills. On top of your physical pain, worry, and strife, you are tasked with dealing with an auto insurer to try and get these expenses and your property damage covered. We believe this should not be all on your shoulders. Our attorneys at Gerson & Schwartz P.A. are here to represent you against the at-fault party and with all of the insurers involved. We will do everything we can to ease your burden during this time and obtain you a fair settlement.

To learn more about how we can help you after an accident, contact Gerson & Schwartz P.A. at (954) 845-0535.