Many people consider Uber to be a genius invention. It took away the hassle of having to wait outside to hail a taxi. It enabled more people to live without cars, or to leave the vehicle at home on nights they knew they’d be drinking. It created jobs with flexible hours. There are many benefits. Yet Uber drivers are ordinary people. They do not have special training or driver’s licenses. They are just as likely to get into a crash than any other person on the road.
If you are hurt in a crash involving an Uber, you should contact a Florida Keys Uber accident lawyer at Gerson & Schwartz P.A. at (877) 475-2905. You also can contact us online to schedule a free consultation. We represent residents and visitors to the Florida Keys who are injured while riding in or driving an Uber. We also represent other vehicle drivers and passengers who were hurt in a crash that was an Uber driver’s fault.
Uber Accidents in the Florida KeysThe Florida Keys are an extensive group of islands off the southern coast of Florida. While not all of the islands are inhabited, several are home to hundreds or thousands of people. In the Upper Keys, there is Key Largo. It has a population of more than 10,000 people and is one of the more popular Keys to visit. In the Middle Keys is Marathon, one of the largest towns in the Keys. It has a population of more than 8,000 people and is another consistent travel destination. Finally, there are the Lower Keys, which include Key West. This island has the largest population with more than 25,000 people, it is one of the top travel destinations in the U.S.
Given the popularity of Key West and some of the other islands and given that these are often spring break and party destinations, it is no surprise that Uber started to offer its services in Key West and on the other Keys. Unfortunately, traveling around the Keys can be dangerous. The Overseas Highway and Seven Mile Bridge often have accidents. If you are injured in an Uber accident while in the Keys, call our Uber accident lawyers for the Florida Keys as soon as possible.
Common Causes of Florida Keys Uber AccidentsIf you are hurt in a car accident that involved an Uber, whether or not you were in the rideshare vehicle, you need to call an experienced attorney right away. To begin with, you will need a lawyer to find out what happened and why. At Gerson & Schwartz P.A., we have found that many Uber accidents occur due to:
Once we have evidence regarding what caused the crash and who is responsible, we can guide you through the insurance claim process. Depending on who was at fault, you may have to file an insurance claim against the Uber driver’s personally policy and/or against Uber’s insurance policy.
Types of Uber Car Crashes in the Florida KeysOur Florida Keys Uber accident attorneys have represented Uber accident victims who were hurt in all types of vehicle crashes, including:
If you were injured in a car crash that was caused by an Uber driver, then you likely will have to file auto insurance claims against the Uber driver’s personal insurance and Uber’s insurance policy. Uber provides its drivers, passengers, and injured third parties auto insurance in various circumstances.
If the Uber driver is waiting on a ride request, then Uber provides only third-party liability coverage. This includes at least $50,000 per person and $100,000 per accident for physical injuries and at least $25,000 per accident for property damage. However, if you are the Uber driver and you were injured in a crash you caused, this will not cover you. Also, if the other driver caused your injuries, you will have to file a claim against that person’s personal policy.
If a driver has accepted a ride request and is on the way to get a passenger, or has a passenger in the vehicle, then Uber provides a $1 million third-party liability policy. The company also offers $1 million per accident of uninsured or underinsured motorist bodily injury coverage, and contingent collision and comprehensive coverage. The “contingent” part means this policy only applies if the Uber driver has contingent or comprehensive coverage in their personal plan.
Because you may have to file a claim against more than one auto insurance policy, or you may fall into a gap between policies, it is best to work with an experienced Uber accident attorney for the Florida Keys. Our car accident lawyers are highly experienced in navigating the insurance claim process and pursuing the maximum amount of compensation for our clients.
Call Gerson & Schwartz P.A. for HelpIf you were involved in a crash with an Uber, you are going to need legal advice and guidance. Without a lawyer’s help, you are bound to end up in a complicated and frustrating insurance claim. You also may be pressured by Uber’s insurer to accept a low settlement offer. By hiring Gerson & Schwartz, P.A., you have a lawyer who will fight for you to receive what your claim is really worth.
Call us today at (305) 371-6000.