Coconut Grove Uber Car Lawyer

Ubers, Lyfts, and other ridesharing vehicles have become very popular in recent years. At first, many people were skeptical of these largely unregulated services. However, over the years, more and more people have chosen to use Ubers and Lyfts. They are often hailed instead of a traditional cab. They also are available in areas where cabs are less prevalent. Ridesharing services can be extremely convenient. However, there are risks. If you are hurt in an accident with an Uber, whether you are the driver, the passenger, or in another vehicle, then you should call a Coconut Grove Uber lawyer as soon as possible.

Our team at Gerson & Schwartz P.A. will guide you through pursuing compensation after being hurt in an Uber crash. There are often insurance complications after accidents involving rideshare vehicles. You may need to deal with multiple insurance companies, or your situation may fall into a gray area between insurance policies. No matter your situation, we are here to fight for your rights. Call us right away at (877) 475-2905.

If you were driving for Uber at the time of the accident, you should call an experienced attorney for help as soon as you can. Your insurance coverage depends on where you were in the process. Were you signed in? Were you waiting for a passenger request? Had you accepted a ride request or picked up a passenger? All of these questions matter in determining if and which Uber insurance policy applies to your situation.

It also matters whether you caused the accident or some other driver. If the other driver was at fault, our Uber lawyers for Coconut Grove will help you pursue compensation from the at-fault driver’s insurer. However, if the other driver did not have insurance or was underinsured—and you had accepted a ride request—then Uber’s uninsured or underinsured motorist coverage may cover your injuries.

If you were at fault, the insurance situation may be complicated. If you were waiting for a ride request, then Uber’s third-party liability covers other victim’s injuries and property damage up to $50,000 per person or $100,000 per accident for bodily harm and up to $25,000 for property damage. This does not cover your own injuries or vehicle’s damage. You may need to look to your own insurance policy for coverage.

If you accepted a ride request or had a passenger in the vehicle, then Uber’s third-party coverage limit is $1 million. If you pay for collision and/or comprehensive coverage for your car, then you can also utilize Uber’s contingent collision/comprehensive coverage to repair or replace your vehicle. However, these do not cover your injuries.

Our Uber attorneys for Coconut Grove have represented many Uber passengers who were injured in collisions. We will thoroughly investigate the crash to determine who was at fault—the uber driver or another vehicle’s driver.

If the other vehicle was at fault, we will represent you in pursuing compensation from their auto insurance policy. If the at-fault driver did not have insurance or the policy limit is lower than your damages, we will pursue compensation under Uber’s uninsured/underinsured motorist policy as well. When you have to deal with two different insurers at a time, it is important to have an experienced lawyer handle the insurance companies’ communications.

If the Uber driver was at fault, we will pursue compensation from the driver’s personal policy and Uber’s $1 million policy.

If you were in your own vehicle and an Uber vehicle caused a collision, do not hesitate to call our Coconut Grove Uber accident attorneys. First, we will begin by investigating the crash and obtaining evidence that the Uber driver is at fault. Then, we will determine whether the Uber driver was working at the time or using their vehicle for personal use.

If the Uber driver was not signed into work at the time, then you must seek compensation from the driver’s personal policy. If they were working, there will be Uber insurance available in addition to the driver’s personal policy. However, Uber’s policy limit depends on whether the driver had accepted a ride request or not.

When you have been hurt in a car accident, you do not have to deal with the aftermath yourself. Gerson & Schwartz P.A. are here to help. We will help you obtain the medical care you need. We will work with you to have your vehicle repaired or replaced as soon as possible. We also will handle all communication with the insurance companies. We will fight for your claims to be approved, and then we will negotiate for you to receive the maximum amount of compensation possible for your injuries.

To learn more about how we can help after a motor vehicle accident involving an Uber, call us at (305) 371-6000.