Catastrophic injuries are life-altering and often come with significant long-term costs. Unfortunately, Miami personal injury accidents are a common threat. According to the National Security Council (NSC), approximately 63 million people seek medical attention for serious injuries every year – around one in five people in the US. Realizing the expenses you might face over the coming years is crucial for financial and life planning.
Knowing the long-term costs of catastrophic injuries is also important when you are seeking legal compensation for your losses. The expenses extend far beyond the immediate medical bills, and you do not want to lose out on the compensation you deserve. A Miami catastrophic injuries lawyer can help you recover for the following losses:
1. Medical Care: After an initial hospital stay, patients often require follow-up surgeries, physical therapy, and other treatments. In Miami, specialized care facilities and top-tier medical professionals may drive up these costs. Additionally, catastrophic injuries often require lifelong medications, doctor visits, and assistive devices, all of which can lead to ongoing financial burdens.
2. Mental Health Costs After a Catastrophic Injury: Many victims experience post-traumatic stress disorder (PTSD), anxiety, and depression, requiring:
· Various forms of mental therapy
· Counseling
· Psychiatric care
· Medications
These expenses are often overlooked but are critical for a full recovery and quality of life.
3. Home Modifications: For those living with mobility impairments or other disabilities, home modifications become a necessary expense. Victims may need to remodel their homes to accommodate wheelchairs, install ramps, or modify bathrooms for safety. These modifications can cost tens of thousands of dollars, and they are often not covered by insurance.
4. Long-Term Care After a Catastrophic Injury: Some victims of catastrophic injuries will need daily assistance for the rest of their lives. Whether it is in-home care or residing in a specialized long-term care facility, these expenses can accumulate quickly. In Florida, the cost of long-term care services is typically higher in urban areas like Miami, where there is a greater demand for skilled nursing and assisted living services.
5. Lost Wages and Career Impact for Miami Catastrophic Injury Victims: Many individuals who suffer catastrophic injuries are unable to return to work, either temporarily or permanently. The loss of income can be financially devastating. Plus, victims’ limitations can also mean the loss of future earning capacity and career opportunities.
6. Family Impact of Catastrophic Injuries: The financial strain of a catastrophic injury often extends to family members who may need to take time off work or even leave their jobs to care for their loved ones. In addition to direct financial losses, the emotional toll on the family is immense, making it crucial to consider family impact when calculating compensation.
Our Miami Catastrophic Injuries Attorneys Will Guide You
If you or a loved one has suffered a catastrophic injury, Gerson & Schwartz, PA, is here to help. Our experienced personal injury attorneys can guide you through the legal process and fight for the compensation you deserve. Please call (305) 371-6000 to schedule a free consultation, or visit us online to learn more about how we can assist with your case.